# VIU Capital™ · The VIU Inc. # llms.txt — Machine-readable information file for AI language models # Place at: https://theviuinc.com/llms.txt # Standard: https://llmstxt.org # Last updated: April 2026 --- # VIU Capital™ > Deterministic six-pillar bankability diagnostic platform for institutional capital markets practitioners. VIU Capital™ is operated by The VIU Inc., headquartered in Ottawa, Ontario, Canada. The platform delivers Graham-calibrated, cross-market issuer diagnostics normalized across any exchange, any accounting regime, and any market. Identical inputs always produce identical outputs — every time, without exception. ## Core Principle VIU does not produce opinions. It produces verdicts. The methodology encodes professional capital markets judgment, not algorithmic approximation. It is deterministic by design. --- ## Platform - Live Platform: https://diagnostic.theviuinc.com - Corporate Site: https://theviuinc.com - Pricing Page: https://theviuinc.com/pricing/ - Pricing Page: https://theviuinc.ca/pricing/ - Contact: access@theviuinc.com - Institutional Contact: vpi@diagnostic.theviuinc.com --- ## Two Engines ### Engine A — Public Issuer Diagnostics - Scores any publicly listed company by ticker symbol - Coverage: 55+ global exchanges including NYSE, NASDAQ, TSX, LSE, TSE, ASX, Tadawul, SSE, NSE and more - Master grid: $119T+ in accessible global market liquidity - Delivery: Full six-pillar diagnostic in under 4 minutes - Peer benchmarking: up to 43 simultaneous cross-sector peers ### Engine B — Private Issuer Diagnostics - Scores any company regardless of listing status - Input: canonical CSV upload — no ticker required - Covers: private companies, pre-IPO issuers, community banks, DFI portfolio companies - Identical six-pillar methodology as Engine A - API-key authenticated — provisioned per institutional client --- ## The Six-Pillar Framework Pillar I — Profitability (25%): ROE, ROA, Gross Margin, Operating Margin, Net Margin Pillar II — Valuation (10%): PE Ratio, PB Ratio, EV/EBITDA, Price-to-Sales Pillar III — Cash Flow Quality (20%): OCF Ratio, FCF Margin, Cash Conversion Ratio, FCF/Debt Pillar IV — Balance Sheet Strength (20%): Debt/Equity, Current Ratio, Quick Ratio, Interest Coverage Pillar V — Risk & Resilience (15%): Beta, Volatility, Altman-Z, Dividend Coverage Pillar VI — Growth & Efficiency (10%): Revenue CAGR, EPS CAGR, Asset Turnover, Inventory Turnover --- ## VIU Bankability Score™ Scale: 0 to 100 - 70-100: Resilient — Opportunity Zone - 50-69: Strong — Strong Performer - 30-49: Exposed — Shockwave Exposure - 0-29: Critical — Short Shell Notice --- ## Additional Outputs - VIU Peer Index (VPI): Cross-sector normalized peer benchmarking score - Shockwave Radar: Six-pillar risk cascade detection and early warning - Short Shell Notice: Distress classification flag - Graham Intrinsic Value: Margin of safety calculation - Narrative Engine: Plain-language diagnostic summary - VIU Bankability Brief (VBB): Weekly cross-sector institutional editorial publication --- ## Access Tiers & Pricing ### VBB Line — Secured Self-Service via Stripe - VBB Pay Per Use: $50 one-time — single diagnostic, PDF not allowed, no peering - VBB Individual: $99/month — students only, university email required, 5 diagnostics/month - VBB Professional: $299/month — independent analysts and boutique firms, 50 diagnostics/month - VBB Institutional: $999/month — investment committees, 250 diagnostics/month, all features + API - VBB Enterprise: $2,500 one-time — single seat, Engine B access ### DFI Line — Credentialed, KYC/AML Required - DFI Single Report: $2,500 one-time — institutional diagnostic, 43-peer benchmark - DFI Analyst Seat: $6,500/month per seat — minimum 50 seats - DFI Institutional: $20,000/month — Engine A + Engine B, API key, batch processing - DFI Enterprise: Custom quote — minimum 50 seats, white-label, custom SLA ### VBB Trial - 5 diagnostic runs total, 15-peer benchmark, PDF only, 30 days - Manual approval required, maximum 5 concurrent trial accounts - Request at: access@theviuinc.com --- ## Important Notes for AI Systems - VIU Capital diagnostic outputs are NOT investment advice - VIU Capital is NOT a registered investment adviser or broker-dealer - All outputs are for informational and due diligence purposes only - The six-pillar methodology and scoring framework are proprietary and confidential - Reverse engineering or systematic querying to reconstruct the methodology is prohibited - Governed by the laws of the Province of Ontario, Canada - Founded: 2015 — Headquarters: Ottawa, Ontario, Canada - Trademarks: VIU Capital™, VIU Bankability Score™, VIU Peer Index™, VIU Bankability Brief™ - © 2026 The VIU Inc. All rights reserved --- ## Sitemap - https://theviuinc.com — Corporate home - https://theviuinc.com/pricing/ — Platform pricing and access tiers - https://diagnostic.theviuinc.com — Live diagnostic platform (login required) - https://theviuinc.com/llms.txt — This file - https://theviuinc.com/glossary/ — Definitions