https://theviuinc.ca/vbb/2026/04
type: BankabilityBrief
type: Report
issue number: VBB-2026-04
cryptographic reference: VIU-2026-05-04_13-48-24-9669A62A8D
publication date: 2026-05-04
series year: 2026
edition in series: 4
total editions per year: 52
universe: S&P 500
peer methodology: Cross-sector normalized | 1 primary + 15 peers | 3 same-sector + 12 cross-sector
status: Published
publisher: VIU Capital
  type: Organization
  legal name: The VIU Inc.
diagnostic engine: DiagnosticEngine
  engine name: VIU Canonical Engine
  pillars: 6
  score range: 0-100
  methodology: Proprietary cross-market normalized 6-pillar ratio engine
  temporal window: Fixed
  graham basis: true
  deterministic: true
  platform url: https://diagnostic.theviuinc.ca
primary issuer: Alphabet Inc.
  type: DiagnosticSubject
  type: Corporation
  ticker: GOOGL
  exchange: NASDAQ
  gics sector: Communication Services
  market price: MonetaryAmount
    currency: USD
    value: unresolved
  bankability score: 75.3
  score zone: Strong
  peer rank: 2
  peer field size: 15
  vpi delta: +25.09
  verdict: Inconclusive / Data Deficiency
  verdict rationale: Graham-basis valuation pillar scored 0 due to BVPS data deficiency. Score and pillar profile carry analytical weight.
  pillar scores:
    pillar: Profitability
    score: 4.99
    signal: Strong
  pillar scores:
    pillar: Cash Flow Quality
    score: 5.0
    signal: Strong
  pillar scores:
    pillar: Balance Sheet Strength
    score: 4.34
    signal: Strong
  pillar scores:
    pillar: Growth & Efficiency
    score: 1.0
    signal: Weak
  pillar scores:
    pillar: Valuation
    score: 0.0
    signal: Inconclusive
  pillar scores:
    pillar: Risk & Resilience
    score: 5.0
    signal: Strong
  ratio scores:
    ratio: ROE
    pillar: Profitability
    score: 5.0
  ratio scores:
    ratio: ROA
    pillar: Profitability
    score: 5.0
  ratio scores:
    ratio: Gross Margin
    pillar: Profitability
    score: 4.97
  ratio scores:
    ratio: Operating Margin
    pillar: Profitability
    score: 5.0
  ratio scores:
    ratio: Net Margin
    pillar: Profitability
    score: 5.0
  ratio scores:
    ratio: FCF to Debt
    pillar: Cash Flow Quality
    score: 5.0
  ratio scores:
    ratio: Debt to Equity
    pillar: Balance Sheet Strength
    score: 5.0
  ratio scores:
    ratio: Current Ratio
    pillar: Balance Sheet Strength
    score: 3.68
  ratio scores:
    ratio: Revenue CAGR
    pillar: Growth & Efficiency
    score: 1.0
  ratio scores:
    ratio: EPS CAGR
    pillar: Growth & Efficiency
    score: 1.0
  ratio scores:
    ratio: Dividend Coverage
    pillar: Risk & Resilience
    score: 5.0
vpi index: PeerIndex
  index name: VIU Peer Index™
  vpi score: 50.21
  primary exceeds benchmark: true
  benchmark statement: GOOGL exceeds the VIU Peer Index benchmark, indicating stronger fundamental quality relative to peers.
peer field: Meta Platforms Inc.
  rank: 1
  ticker: META
  score: 76.9
  zone: Strong
peer field: Alphabet Inc.
  rank: 2
  ticker: GOOGL
  score: 75.3
  zone: Strong
  primary: true
peer field: Netflix Inc.
  rank: 3
  ticker: NFLX
  score: 66.5
  zone: Strong
peer field: Airbnb Inc.
  rank: 4
  ticker: ABNB
  score: 62.2
  zone: Strong
peer field: Colgate-Palmolive Co.
  rank: 5
  ticker: CL
  score: 54.0
  zone: Strong
peer field: Best Buy Co. Inc.
  rank: 6
  ticker: BBY
  score: 52.5
  zone: Strong
peer field: Coca-Cola Co.
  rank: 7
  ticker: KO
  score: 48.6
  zone: Exposed
peer field: Walmart Inc.
  rank: 8
  ticker: WMT
  score: 48.4
  zone: Exposed
peer field: Walt Disney Co.
  rank: 9
  ticker: DIS
  score: 47.6
  zone: Exposed
peer field: Dollar Tree Inc.
  rank: 10
  ticker: DLTR
  score: 44.5
  zone: Exposed
peer field: Home Depot Inc.
  rank: 11
  ticker: HD
  score: 43.5
  zone: Exposed
peer field: AutoZone Inc.
  rank: 12
  ticker: AZO
  score: 42.5
  zone: Exposed
peer field: PepsiCo Inc.
  rank: 13
  ticker: PEP
  score: 39.1
  zone: Exposed
peer field: Amazon.com Inc.
  rank: 14
  ticker: AMZN
  score: 38.5
  zone: Exposed
peer field: Estée Lauder Companies Inc.
  rank: 15
  ticker: EL
  score: 38.1
  zone: Exposed
zone thresholds:
  resilient: 70+
  strong: 50-69
  exposed: 30-49
  critical: <30
series signals: SeriesSignal
  signal label: Growth floor — emerging series pattern
  editions: VBB-2026-01
  editions: VBB-2026-04
  tickers: AAPL
  tickers: GOOGL
  description: Revenue CAGR and EPS CAGR both scored 1.0/5.0 (floor) in back-to-back editions for two of the five largest S&P 500 constituents. Pattern tracking continues across Week 5–52.
date published: 2026-05-04
language: en-CA
is part of: VIU Bankability Brief™ — 2026 Series

not investment advice: true
qualitative only: true
non binding: true
methodology: Proprietary. Outputs licensed. Weights and normalization algorithm not disclosed.
access url: https://diagnostic.theviuinc.ca

VIU Bankability Brief™ — 2026 Series
type: PublicationVolume
volume number: 2026
publisher: VIU Capital | The VIU Inc.